Search Results for: blog more about the business of insurance

ACLU Ends Legal Challenge to Kansas Insurance Law

This is the end of a court case that had been going on for a very long time. The ACLU sued the state of Kansas over a law that would require health insurance companies to exclude coverage for abortion from policies. The case was scheduled to be heard in March. The settlement prevents the ACLU from raising the same claims in future cases. This particular insurance court case has been going on since 2011. The original judge assigned to the case passed away before the case could be heard. The case was passed to another judge, and then to a … Continue reading →

Sebelius Announces Countdown to Affordable Insurance

Kathleen Sebelius has written a very interesting post on HealthCare.Gov today. It is titled “Countdown to Affordable Health Insurance”. It gives exciting details about the upcoming health insurance exchanges, and how to access them. Some of you might be able to get help with the cost of coverage right now! Kathleen Sebelius is the Secretary of Health and Human Services. You have probably heard her name mentioned quite a lot in regards to the Patient Protection and Affordable Care Act (which is also called Affordable Care Act or “Obamacare”). Right now, you can go to HealthCare.Gov to read her post … Continue reading →

Seven More States Gain Approval for Exchanges

California was not the only state to gain approval for its health insurance exchange today. There were seven other states who also got their exchanges approved by the federal government. This brings the total up to 20! The Affordable Care Act is great big health reform law that has many parts. One requirement is that all states will have a health insurance exchange that is functional and accessible by January 1, 2014. Although the Affordable Care Act was signed in 2010, it is only recently that some states have completed the appropriate work involved to have their exchanges approved by … Continue reading →

Millions About to Lose Unemployment Insurance Benefits

You have probably heard at least some news regarding the “fiscal cliff”. In this blog, I will focus on just one part of that. If Congress doesn’t extend emergency unemployment insurance programs, it will result in 2.1 million Americans losing their jobless benefits on January 1, 2013. That’s an incredibly stressful way to start off the new year! Unemployment insurance benefits are incredibly important. This is what a family survives on after a “breadwinner” has been laid off, or has had their company close due to the economy. A person who loses a job, through no fault of his or … Continue reading →

Idaho Chooses a State-Based Insurance Exchange

Yet another state has selected to have a state-based health insurance exchange. Surprisingly, the state is Idaho, which has a Republican governor and was among the states that sued to overturn the Affordable Care Act. Idaho’s plans for the state-based exchange have yet to be approved. The relationship between the Affordable Care Act and the state of Idaho has been contentious. Idaho was among the 26 states that were plaintiffs in the case heard by the Supreme Court in March of 2012 regarding the constitutionality of the Affordable Care Act. The governor of Idaho is Butch Otter. He is a … Continue reading →

Six States have Insurance Exchanges Approved

A total of thirteen states (and the District of Columbia), have been working on creating a state-based health insurance exchange. This week, the Obama Administration gave conditional approval to the exchanges of six states. This is excellent news for the uninsured people living in those states. Part of the Affordable Care Act requires each and every state (and the District of Columbia) to have a health insurance exchange. The exchanges will be used by individuals and small businesses who are uninsured or who are seeking a more affordable health insurance plan. The exchanges will make it clear if a person … Continue reading →

Why Do Companies Offer Health Insurance to Employees?

There are plenty of companies that offer (at least some) of their workers an employer sponsored health insurance plan. Many have been doing so for decades. Why? It turns out that there are certain benefits that employers receive as a result of having insured workers. In the news lately, there have been some companies that openly stated that they will not be offering their workers an employer sponsored ealth plan. Right now, the majority of Americans who have health insurance coverage are able to afford it because it comes to them through their employer. It can be somewhat shocking to … Continue reading →

Medicaid in Six States, Fake Car Insurance, the ACA, and More!

Between the election, the announcement of Black Friday sales, and recovery from Hurricane Sandy, its been a crazy week! You may have missed a couple of the blogs that posted on the Insurance Blog in the past seven days. Here’s an Insurance Blog Week in Review to help you catch up. Medicaid Coverage in New York for Pregnant Women This blog focuses on the many Medicaid programs in New York that will cover the health care needs of low income women who are pregnant. New York also has a lot of health information accessible on their Medicaid website. Hurricane Sandy … Continue reading →

Home Based Business Idea – Private Investigator

If you have always thought that you would make a great detective, why not start a home – based business where you can do investigative work. Private investigators take the time to sift through and analyze information in all kinds of situations, in order to provide their clients with investigative reports. In addition to excellent investigative skills, you will need good oral and written communication skills because your job will involve talking to people and finding out information, as well as producing investigative reports. As with many types of home – based businesses that require special skills, private investigators must … Continue reading →

Olive Garden and Red Lobster Rob Workers of Insurance Coverage

Olive Garden and Red Lobster are using a sneaky trick to prevent their employees from qualifying for health insurance coverage. They are giving them just under the number of hours that would allow the worker to qualify for health insurance coverage. That number also exempts the company from covering them. It is absolutely imperative that people have health insurance coverage. In the United States, lack of coverage results in putting off preventative care until an avoidable condition becomes very serious. This is exactly what causes people to file for bankruptcy due to medical bills that they cannot afford to pay. … Continue reading →